James Burge

About James Burge

James Burge brings a high-precision, analytical approach to property and casualty insurance, combining institutional risk management experience with dedicated local advocacy. As the founder and agency owner of MTX Insurance Group in Keller, Texas, James specializes in helping families and business owners protect their most critical assets against the complex realities of the Texas insurance landscape.

Experience & Background: Precision Risk Management

Before launching MTX Insurance Group, James built his foundation in high-stakes operational environments, spending years managing enterprise risk and aircraft fleet operations for a private aviation firm. In aviation risk management, margin for error does not exist: proactive exposure mitigation, contractual compliance, and asset protection are matters of routine necessity.

Over the past four years in the independent insurance industry, James has translated that analytical discipline directly into consumer and commercial insurance advising. Rather than treating insurance as a transactional line item, James approaches every policy as a customized risk portfolio—auditing dwelling coverage limits, wind/hail deductible structures, roof endorsements, and commercial liability terms to protect clients before claims occur.

Expertise & Professional Focus

• North Texas Property & Wind/Hail Risk: Navigating Texas Department of Insurance (TDI) guidelines, replacement cost vs. actual cash value roof provisions, and storm-hardening mitigation credits.

• Commercial & Specialty Lines: Structuring general liability, property coverage, and evolving cyber liability solutions for small-to-midsize businesses.

• Independent Carrier Representation: Curating customized coverage from a vetted panel of top-rated national and regional carriers to ensure objective, transparent pricing.

Education, Community & Family Roots

A proud graduate of Texas Christian University (TCU), James pairs Horned Frog pride with deep roots in Tarrant County.

Keller is not just where James does business—it is home. He and his family live right here in Keller, where his four children attend Keller ISD schools. Whether he is cheering on his kids at local school events or helping neighbors navigate post-storm contractor claims, James is deeply invested in the long-term strength, financial safety, and resilience of the Keller community.